Investment lending isn't one loan — it's a sequence. The structure you choose on property one decides how fast you can get to property two. That's the conversation most banks never have with you.
How lenders assess rental income and existing debt varies wildly. Picking the right lender order can be the difference between stopping at one property and building a portfolio.
Using existing equity for the next deposit — without cross-collateralising yourself into a corner.
Interest-only vs P&I, offsets, splits, ownership setup — structured with your accountant's advice, executed by me.